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8/25/10 Market Commentary

Learn about how to understand a ULIP from Deepak Shenoy as he reviews HDFC Crest, a Unit Linked Insurance Policy. * Understanding premiums and tenures * The Guaranteed NAV, how it works and why it’s not as good as it sounds * A comparison with a Term Plan+MF combination – which is way better! * Even performance of the ULIP has been sub-optimal compared to a mutual fund from HDFC (the promoter!) * Costs and how they hurt your returns Do tune in to www.marketvision.in for more from MarketVision.

11/3/10 Market Commentary

Given the tiff between IRDA and SEBI on who regulates unit linked insurance plans or ULIPs, experts feel commission structure for insurance products is bound to come down in line with mutual funds.

Here I discuss the pros and cons of the last of your main pension options, income drawdown. I also talk briefly about the kinds of people for whom Drawdown may be suitable, though you should always take advice when considering pension income options

OFFICIAL MUSIC VIDEO for Starlito’s “I SHAKE LIFE” feat. Yo Gotti (as featured on Starlito’s Way 3: Life Insurance & Cocaine Muzik 5: White Friday) Directed by: Gabriel Hart Track by: Perfexionists TRASH BAG GANG FREE RED DOT

Structured settlements are among the most financially secure options available to resolve an injury or wrongful death. In this video, Pacific Life CEO Jim Morris explains some of the consumer protection rules that help ensure the security of structured annuities. For more information, please go to the National Structured Settlements Trade Assn. website — NSSTA.com.

The Financial Planning Program provides the knowledge to prepare students for successful careers in the growing financial services sector. This sector includes banks, trust and insurance companies, brokerage houses, mutual fund/investment firms, as well as both large and privately owned financial services businesses. Students are required to complete the CSI Global Education Inc./Mutual funds examinations. Successful completion of the Canadian Securities Course with CSI will allow students to obtain a securities license. Successful completion of the program will allow students to challenge the provincial life insurance licensing exam and the CFP (Certified Financial Planner) examination. The Financial Planning Program has two streams; a three year advanced diploma stream and, for students who have a college diploma or university degree, an eight month certificate stream.

State Farm is accessible 24/7. Not only can we save you money…we can even do it at 3am. www.statefarm.com